Privacy Policy
This Privacy Policy describes how Clear Choice Lending Group, Inc. (“Clear Choice Lending Group,” “we,” “us,” or “our”), a Florida corporation and licensed mortgage broker (NMLS #2026723), collects, uses, and protects your information when you visit our websites, including clearchoicelending.group and its subdomains (the “Site”), contact us, or enroll in our text message (SMS) program.
1. Information we collect
- Information you provide: name, phone number, email address, mailing address, and information you submit in inquiries, loan pre-qualification requests, or our SMS opt-in form.
- Automatically collected information: IP address, browser type, device information, pages visited, and similar analytics data collected through cookies and standard web technologies.
2. How we use your information
- To respond to your inquiries and provide mortgage brokerage services;
- To send you communications you have requested, including SMS alerts if you opt in;
- To operate, maintain, and improve the Site;
- To comply with legal, regulatory, and licensing obligations.
3. Text messaging (SMS) privacy
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging originator opt-in data and consent will not be shared with, sold to, rented to, or traded with any third party. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
If you enroll in the Clear Choice Lending Group SMS Alerts program, we collect your name, mobile phone number, and your consent record (including the date, time, and page on which you consented). This information is used solely by Clear Choice Lending Group, Inc. to send you the messages you requested, such as rate updates, loan status alerts, and appointment reminders. Message frequency varies; message and data rates may apply. You may opt out at any time by replying STOP, or get assistance by replying HELP or calling (877) 322-2992.
4. How we share information
We do not sell your personal information. We may share information only:
- With lenders, service providers, and settlement service participants as necessary to arrange or process a mortgage loan you have requested;
- With vendors who perform services on our behalf (e.g., website hosting), who are bound to protect your information;
- When required by law, regulation, subpoena, or to protect our legal rights;
- In connection with a corporate transaction such as a merger or acquisition.
For clarity: mobile phone numbers and SMS consent records are excluded from all of the sharing described above and are never disclosed to third parties or affiliates for their marketing or promotional purposes.
5. Cookies and analytics
The Site may use cookies and similar technologies for basic functionality and analytics. You can control cookies through your browser settings.
6. Data security and retention
We use commercially reasonable administrative, technical, and physical safeguards to protect your information, and we retain it only as long as needed for the purposes described here or as required by law (including mortgage regulatory record-retention requirements).
7. Your choices
- SMS: reply STOP to any message to unsubscribe at any time.
- Email/phone: contact us using the details below to update or delete your contact information.
8. Children's privacy
The Site is not directed to children under 13, and we do not knowingly collect information from them.
9. Changes to this policy
We may update this Privacy Policy from time to time. The “Last updated” date above reflects the most recent revision. Material changes will be posted on this page.
10. Contact us
Clear Choice Lending Group, Inc.
440 Sawgrass Corporate Parkway, Suite 206
Sunrise, FL 33325
Phone: (877) 322-2992
NMLS #2026723 — NMLS Consumer Access